Buyers

Helpful Buyer's Information

HOME SALE PROCESS

Financing - pre-approval
Offer prepared & submitted
Negotiations
Contract is executed
Option period begins
Inspections - home, termite, on-site sewer, etc.
Repair Amendment - negotiation
Appraisal
Survey (if needed)
Title Commitment
Final Loan Approval - with conditions from underwriting
Final Loan Approval
Closing instructions sent to title company
Buyer's final walk-through
Review closing disclosure (settlement statement)
Buyer picks up cashiers check
Closing & funding
Transfer utilities

CAUTIONS TO BUYERS

Please get documents to lender in a timely fashion
Do not purchase any major items on credit or with cash
Do not apply for any new credit cards
Do not do anything that would cause someone to check your credit
Do not utilize your overdraft protection on your bank account
Pay all bills ASAP